Presenting a personal finance gift can be viewed as a gesture of kindness, or just plain intrusive. You might mean well, but the receiver could very easily feel judged, discouraged or just turned off. There is often more luck in trying to convert someone’s religion verses spending habits. But if you’re set on creating a [...]
You said this holiday shopping season was going to be different. You said you weren’t going to slap Christmas expenses on plastic and deal with it in the New Year. Yet holding those last-minute gift items in your hands at the checkout line long after the Christmas budget has been blown equates to one thing: [...]
‘Tis the season to give, and to give we often need to spend. Holidays inspire many family traditions and one of them could be sharing in the art of responsible seasonal shopping. Whether your kids are old enough to shop on their own or need closer guidance, the Universal Protection Service offers these security tips [...]
The typical new car buyer can site an average of 1.3 things wrong with their vehicle purchase in the first three months of ownership. The best you can expect is 0.87 issues per new car and the worst is about 1.42. All brands are essentially in a dead heat over quality, so the problems in [...]
To lend or not to lend, that is the question. When a family member asks you for a loan, finding the correct answer can be debatable or every bit dramatic as a Shakespeare line. If it is an adult child needing money, this Forbes article delves deeper into dealing with your offspring. If this holiday [...]
A recent study involving 11,400 respondents in 16 different world markets concluded if $1,000 American dollars landed in their lap, the number one priority would be to put the money in a savings account. The good news is Americans are facing economic challenges by revising budgets, cutting spending, paying down debt, and even saving some. [...]
Recently, a fraudulent debt collecting ring was arrested for trying to collect on legitimate past due consumer accounts as well as non-existent debts. This faux-debt collection agency operated in at least four different locations in western New York using several different company names, including Central Resource Man, Interchange Payment Solutions, Next Step Services, Silverbay Services, [...]
Disney unveiled a new virtual board game that allows kids and adults to learn about money, personal finance, and wise financial planning. The game aimed at kids 8 to 14 years old teaches them lessons of fiscal responsibility. Adults are encouraged to participate with their kids and get involved with their financial education. The Great [...]