You downsized to one car. Coupons are now as valuable as trading cards. The entertainment budget is limited to video rentals and vacations mean camping in the backyard. Financial sacrifices can bring a budget out of the red and into the black, but how do you deal with this newfound darkness? Here are suggestions to [...]
Looking for money lessons that align best with your family values? It isn’t always easy to see the world through our children’s eyes, a world that is filled with technology and advertising at their every turn and growth spurt. When attempting to communicate the importance of sound personal finance, how do parents provide incentives and [...]
Thinking of taking your financial future in your own hands through day trading stocks? Aside of knowing your dividend from your index, you need patience, courage and some start-up cash to really get started. Plus some sound advice from stocks that have failed. A good stock comes from a company able to pay reasonable dividends [...]
The financial meltdown affected millions worldwide, serving as a wake-up call for those overextended in personal credit. Some of the best lessons learned are the hardest lessons learned. Here are four you will never forget. Lesson #1: Stop carrying unsecured debt. Credit cards fall into this category. With the CARD Act now into full swing, [...]
What’s an emergency fund and why is it so important every family or person have one? When (not if) something financially unfortunate pops up in our life, like a car repair bill or job loss, reaction is to mend the problem with the plastic in our wallets, which is a big no-no. Yet with an [...]
Just in time for Valentine’s Day comes the sweet with the sour: Couples who handle money together stay together because it is estimated that money issues are the driving force in 90% of all divorces. Yet psychologists say than many couples would rather talk about anything else before money, as stated in this financial planning [...]
Visa recently conducted a survey and found the average American cannot account for $21 a week in spending. This figure becomes a budget loss higher than $1,000 a year. Money holes are usually caused from a lack of budget which easily leads to overspending. Even during a recession, consumers tend to live outside of their [...]
Today’s personal goals are more financially based than ever before. We’ve uncovered the best expert money advice, mainly due to their own personal dollar dreams, from popular grassroots blogs like Get Rich Slowly, Gather Little by Little, and The Simple Dollar. Here are three big areas all these bloggers all have in common when it [...]
Turning green and saving money seems to go hand in hand. In fact, you really cannot do one with the other. It doesn’t take an enlighten conscious or a thick manual to start living in a greener shade right now, either. Here are five quick ways: Go paperless. One of the best ways to immediately [...]