One of the best interest rates available right now for your cash is 1.25% on a basic savings account at the very popular online bank, ING Direct. Yet consumers were seeing this very same institution offer yields or an APY as high as 5% on certain accounts and balances. Popularity is not immune to an [...]

Little white financial lies can lead to big revolving balances and bad credit. Credit cards have advantages but end in debt if we aren’t straight about our reasons to use them. Here are five popular ways we talk ourselves into credit card debt. Lie #1: Living outside of our means.This About.com article also calls it [...]

Bad credit forms from bad financial habits. Sometimes we take the easy route because, well, it’s easy. And sometimes we take it because we have never been taught any different. It takes 21 days to form a new habit, but much longer to clean up credit. Changing how you treat your spending a day at [...]

Would a reverse mortgage work for you? Like any other financial dilemma, something as serious as deciding to cash in on house equity and putting a bank in the position to own your home requires the weighing in of many sides. In a reverse mortgage, if you own a home and are 62 or older, [...]

Wondering how to maintain your finances without having to spend hours tracking dollars or if you paid your bills on time? With help from this Dollar Stretcher story, we’ve taken the headache and time suck out of banking. Organize your accounts. With financial gurus advising consumers take on a host of accounts, from everyday checking [...]

The Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) comes off as a regulation win for the Obama Administration and the American public. The reform language will certainly put a huge dent in the industry’s ability to demand huge penalty fees, which in accounts for as high as a third of total [...]

Turning green and saving money seems to go hand in hand. In fact, you really cannot do one with the other. It doesn’t take an enlighten conscious or a thick manual to start living in a greener shade right now, either. Here are five quick ways: Go paperless. One of the best ways to immediately [...]

It equates all the same if you or maybe someone else royally fouled up your financial good name: Bad credit. If you are a victim of identify theft, unfortunately it is your job and your job alone to act fast. This means knowing your most important rights under the federal law. You have the right [...]

The average home being built has shrunk down 7% in square footage for first time since like 1960, according to this USA Today article. The story interviewed Sarah Susanka, author of the best-selling 1998 book The Not So Big House. Susanka offers several tips when remodeling small, such as setting building priorities and well-designed storage [...]